Insurance has been a huge issue for new boaters with little to no experience. We Have had people literally turned down because of no boating experience and others told they could only move up 15’ in size from a previous boat.
Then there’s this, my personal boat, a Mainship 430, I moved it from Texas back to my slip in Sarasota replacing a previous boat I had. I was told I had to buy an entire new policy and it was a third more than what I was previously paying in Texas. Hoping that issue with Florida insurance resolves itself in a year or so if that market opens up more to other providers.
Based on previous years l, All of this is Really stupid but a reality you should be aware of. Maybe moot in a few years when you’re ready.
So check into insurance and for shopping don’t overlook our little area in Texas. Clear Lake has the 3rd largest concentrations of bots in the US.
2006 Mainship 430
Clear Lake Shores, TX