Inside Passage Insurance Coverage

[Marin]

Rancher wrote:*Any data to support our thoughts on the increase in wind

I don't have any data but I'm sure one could wade back through the last few years of NOAA and Environment Canada readings and draw up some sort of comparison chart.* My earlier statements are based just on what we have experienced through the late 90s and 2000s.* But the fact that other boaters in our club have noticed and had to modify their boating plans in the last few years more than they're used to doing would seem to indicate some sort of trend.

The first winter we had the boat, 1998-99, was extremely windy as well.* Of course we didn't have near the experience with this kind of boating we have now so our wind threshold for going out was considerably lower than it is today.* But we remember sitting on the boat in the south basin where we were subletting a slip and getting hit with 70 mph gusts on many occasions thay heeled the sailboats way over in their slips..* Things calmed down considerably in the following winters, so perhaps it's just a cylical sort of thing.

[Carey]

We are insured with Ace Recreational Marine Insurance, and are very happy with them.

They do limit our cruising area to Puget Sound and its navigable tributaries, the Strait of Juan de Fuca, including a 25 mile radius of Cape Flattery, and inside waters of British Columbia not west of Nitinat Narrows (Vancouver Island, BC) and not north of 51 degrees North Latitude.

We can purchase extra coverage to go beyond those limitations if needed.

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[bobofthenorth]

Carey wrote:
They do limit our cruising area to Puget Sound ...... and not north of 51 degrees North Latitude.*

FWIW our northern limit is Cape Spencer which is 58 degrees and change.* Looks like standard boilerplate in our Beacon policy.*

[Budds Outlet]

Thanks for the info on policy extentions. I've done it for trailering inland but not on the salt. It sounds like all I need to do is pay a little more for the coverage when I go north.

Interesting discussion about the wind.