Not the OP but I'm closing on a 94 OA 46 CMY next week. The boat is in very good cosmetic condition inside and out, compared to other 90's and 2000 era boats we looked at.
Hull survey included a longish list of minor safety nitpicks, as well as bottom paint, a shaft cutlass bearing, and a faulty trim tab.
Insurance is requiring ALL primary and secondary survey recommendations to be fixed before the boat can sail, probably about $20k in all, most of which is the bottom paint (and soda blast).
A lot of the minor stuff on the list is just how the boat was built before the latest codes, but insurance calls the tune so I dance.
Mechanical survey and oil samples were fine although the oil only had 30 hours. One engine is a couple hundred rpm below the other, but the better one had some recent fuel injector work so hopefully that's all the low one needs. CAT 3208TA 375. Yeah I'll get the aftercoolers checked. Insurance did not inquire about the engines.