Like Carl, whenever my kids are driving, I have no worries,as they can do as good a job as I can while away from the dock. So far none have volunteered to dock the boat, although I wouldn't expect any problems. Perhaps that is why they don't want to dock it, as they wouldn't want to disappoint the old guy, should their docking not turn out perfect. I am a bit disappointed none have "asked for the keys".
Unlike Carl, when my daughter brought her boyfriend along, he knew there was a competition, in fact he had already passed it, by being invited along. My son-in-law can steer as true a course as she can, despite being raised without any salt water nearby.
As for strangers, I will offer the helm to anyone who is my guest aboard. Sometimes, while leaving the confines of the harbour, while I am raising the mast and like duties, I will ask for help by having my guest take the helm. The only people who ever come on my boat are aware, and not afraid to say no, if they lack confidence in their own abilities. Besides, I am close by and can see how they are doing.
As for insurance, there is another thread on rules of the road, which applies. If your boat is involved in any incident with another, it won't matter who was at the helm, it will still be your fault. Your insurer will only want a rider on your policy for other drivers if you are chartering your boat to others, then your rates will be higher, by enough to cover incompetence.
-- Edited by koliver on Friday 24th of February 2012 09:52:52 AM