Salty, This might not be the best time to pack up leave a job if you have one now and move to Florida to work. We were based out of South Florida and cruised from there for over 12 years. We are currently in the frigid north, the Chesapeake, rather than warm Florida because the employment opportunities here are much greater. That is unless you have some specialized skills or experience in an industry that will translate to immediate jobs and equal pay to the degree that you have now. Florida is a tourist and service economy and has been hit very hard in the job market so pay is generally low compared to other areas and competition for positions is fierce. We too could head out next season and maybe be OK, but we prefer to be in a better position to take our time, enjoy ourselves, not have to worry about where we need to be to start working again, so we will deal with the winters, enjoy the Bay in the spring, summer and fall, and fill the cruising kitty, then take off. It is easy for others that won't have to deal with YOUR financial issues to say, go for it now. I understand the desire to get moving and especially to get somewhere warm and exotic. But for us, the logical, practical approach has proved time and again the correct approach, and we have been cruising extensively for over 17 years now. Good luck with whatever you decide and when the time comes you will have a wonderful time. We have done several posts on our Sea Trek and Beach House sites with breakdowns of the expenses for a few of our cruises. These are realistic numbers so it might be helpful. Chuck