It seems to be difficult to accept new ideas but let's at least agree on the facts:
1. Charging LFP loses 15% of the energy roundtrip, most of which you gain back from the higher air conditioning efficiency. So, you pay a few cents extra to sleep quiet at night. If you don't like quiet, fine, but do not obscure the facts.
I guess that's why all the air conditioners in homes and businesses are DC. They're not DC, they're AC. There are all sorts of variable speed compressors for home and business central air conditioning, it just hasn't worked it's way down to window air conditioners (the compressor size we use in boats).
A point could be made for a sleeping cabin DC air conditioner that could possibly run off batteries, but clearly not the other air conditioners in the boat. As they will require the generator to run or plugged into shorepower, there's no savings, just added initial cost and complexity.
On my boat, the sleeping cabin air conditioning could easily have been run through the inverter with an increased battery bank. For my cruising, sleeping cabin air conditioning was almost never needed, so not worth the battery bank cost. Maybe an option for the OP.
2. Dedicated LFP chargers are very inexpensive due to the popularity of solar + batteries. Less than $200/1kW. Buy a few of these and be happy, it will help across the board. It is not wise to have LFP and not charge them fast.
3. DC cabline at 24V or 48V if you want to is not that much of a problem. We are not talking 400A starting current or windlass current. It is 30-40A which is not a big deal. It is definitely not $10k investment.
So if going AC air conditioning, the OP probably still has the original wiring and breakers for the 3 air conditioners that were removed. If there was any change, the new units have gotten more efficient, drawing less amps. Probably no cost in wiring.
On the DC air conditioning side, your probably not adding an additional 100+ amps to the master panel at the helm. Likely that will require a new panel or locating it in the engine room, maybe with a new panel. Then there's all the additional wiring for the 3KW of battery chargers (after you find spaces for them). AC lines and breakers from the AC panel to the chargers and DC lines from the chargers to the battery distribution panel. This assumes the OP has a 24 VDC system, not 12 VDC. So we need to add 6KW of batteries, 3 KW of battery chargers, probably a new panel, and lots of wire. And if the OP doesn't feel confident in his ability to do the wiring, there's labor. $10K might be on the low side for just the electrical.
Now to play devil's advocate, if you were starting from scratch, the numbers might be only 3 times as much for DC.
Ted