Agreed, that is why I suggested an alternative insurance venue. We have only used registered charters for staying more than a day, Licensed and insured folks for booking a day trip out to investigate our likes and dislikes. This venture requires different insurance protection, which is out...
Try this link https://boatbound.co/safety I did a google search for boat rental insurance. Now does this void your current policy, likely. You would need a different one to protect you. There is peer to peer boat rental insurance as well. You could require this as part of the nightly rate...