Insurers here have an age qualification for requiring a survey. It was <15 years, now maybe <10. Varies between insurers. I`m glad the OP got a good boat on his own survey.
A marina neighbour, "owned lots of boats, don`t need a survey" just spent $30K + repairing soft wet foredecks of a 2008 40ft trawler. The deck was composed of teak blocks in a fiberglass sandwich with no resin/ lamination between them. Beautiful repair job. The brand usually have teak side and cockpit decks, no exposed teak fwd which in our sun makes good sense.
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BruceK
2005 Integrity 386 "Sojourn"
Sydney Australia
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