All my online credit card purchases are done with my Citibank Mastercard using their VIRTUAL ACCOUNT NUMBER option. Login, get a one-time use, unique number, with a 30-day expiration, and use that number for the purchase. With face-to-face card purchases, I never let the card out of my sight, and preferably, not out of my hand. Restaurants ? Unless they use a handheld swiping device at the table, I use cash. Most major bank credit cards offer Virtual Numbers. Before this policy, I had a card fraud event from an online purchase that took a couple of months to resolve.
|