Greetings,
Mr. 86. Sounds like you're looking at a specific boat. Is the "fin" you refer to the swim platform (that device that is just above the waterline and against the transom in the picture)? If so, there are several threads dealing with re-build/repair. As for the paneling, I think Mr. psneld has replaced some of his (again, the memory fails).
As Mr. RC mentioned, the older the boat, the harder it is to get some parts but unless you're going to do a restoration back to original condition, there are a lot of repairs that can readily be done using more available bits and pieces that will work quite well.
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RTF
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