I believe I could pick up and continue after the loss of a boat, although haven't ever experienced it so can't absolutely know. My fear is loss of life. If someone lost their life on my boat, around it, I don't know. I don't know if someone slipped on my patio or if I was in an auto accident with a fatality. But the loss of a life on my boat, entrusting their life to me, I'm not sure I could ever boat again. That is and always will be my greatest fear in boating.