I agree that Kevin's advice is right on.
Having said that... I would look at the type of boat that Kevin has, a Bayliner 4788. Off all the boats that I am aware of, it is likely going to come the closest to meeting your list. Older Bayliners are a real bargain on the market, will get decent fuel economy if driven at displacement speeds and have lots of room. They, like any other older boat, will not be without issues however. My guess is that you will need to rethink your definition of turn-key or your budget.
As other have mentioned, a boat in the 45+ foot range is simply expensive to own. Fuel costs are going to be the least of it.
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