Greetings,
Mr. J. 3'10"? I should be so lucky. I've also cruised the areas you are contemplating and have run aground with 4'10" (able to extricate myself quite easily) BUT that will not deter me from venturing into those waters again. Advice given so far is sound. When in doubt, proceed slowly. I don't know of anyone who cruises who has not run aground. Not a big deal IMO. Draft should be a consideration but not a deal breaker. Get the boat you like.
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RTF
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