1985 Marine trader in great shape, would realistically sell for $80k, I am an experienced boater, live aboard, and have never filed a claim. Current insurance $300,000 liability and 80K hull premium is $2200 per year.
Seems I should be able to do better but can't get anyone including Boat US to get even close to my present premium. All quote $5000 per year or more. Is my 30 year old boat the problem? or is it that I am a live aboard? or what?