Welcome, Gorgewags! Ask away...no such thing as stupid questions, but there are sometimes questionable answers!
Like puddles, sometimes you can wade through them; other times it's best to avoid them completely to reach the higher ground. Hope you find the answers you're looking for.
Come check us out at the SF Bay/California Delta Social Group
where we discuss all things NorCal. We'd be happy to let you pay for our beer and fuel for a weekday cruise on the bay!