Our dinghy strikes a middle ground. It's a hard skiff, not an inflatable. The driver sits on the rear bench seat (and can sit almost centered), but it's a tiller steered outboard. Definitely a step up from sitting sideways on a tube in my opinion. With trim tabs added, it has enough stern lift to get on plane just fine with 1 person sitting on the rear bench despite the sub-optimal weight distribution.
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