Welcome - Chose your boat carefully. If you get too small that is a pain. If you get too big that too is a pain.
The "pains" regarding inappropriately chosen size differences range from financial, to handling, to maintenance, to interior/exterior comforts, to finding dockage, to finding applicable mechanics, to speeds available, to fuel use rate, To-To-"Tooooo..."
I recommend listing all items you desire the boat to accomplish for you as well as your calculated budget. Then, with that list in your mind look at a lot of boats. The correct boat will eventually appear to "chose" you!
Good Luck! - Art
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