There is an old expression in sailboats that you are already where you want to be instead of being on a power boat and always headed for a destination. [give or take a few words]
That's the way I see it. My wife is the same. While I no longer sail for fun, its not always about how big your boat is or what type of equipment or the new latest and greatest gizmo on the market. Of course you are limited to where you can go given many of these factors.
But being in a creek on a 24 footer, or what you can afford and watching the sun rise and set beats the hell out of being in an apartment in some high rise with the finest gold fixtures any day. We could be happy in a floating cardboard box, as long as its waterproof if that was all that we could afford.
I can relate to the OP for sure. I will probably have one of the smallest cruiser on here when I am done with it and it will be all paid for. I see tons of stuff that I would like to have. But that doesn't even bother me as I walk right by it.
It may not be what some consider the crème de la crème for sure. But we will be where we want to be upon launching. Wherever we end up it makes no nevermind either.
And as I stated in another thread a while back, there will be no box for receipts either. If I got to ask how much it costs, then I probably can't afford it, even if its a bag of ice. And we were just two old hourly working stiffs. You only go round one in life, and its a short journey to boot.