Decades ago when Lotteries were first introduced I used to dream of winning 10 million. And I thought like this for many years. Then I realized since it was a dream, why cap it at 10 million, why not dream of a billion or more, why not, its the same price of admission.
The only real flaw in my plan is - I understand you actually have to purchase a Lottery ticket to win. Concerning the roughly 10 times I did purchase a Lottery ticket, the clerk would ask if I'd like more than one, I'd say - "No, I purchasing the dream not the reality, one ticket works."
You've set your dream much to low, remember should it come true, you can always sell the multi-million yacht, purchase that converted tug and have the money you need for everything else.