Reply
 
Thread Tools Search this Thread Display Modes
 
Old 12-04-2020, 07:31 PM   #1
Guru
 
Seevee's Avatar
 
City: st pete
Vessel Model: 400 Mainship
Join Date: Sep 2016
Posts: 2,668
Marina Fire in Michigan

Just saw this:


https://www.9and10news.com/2020/12/0...o-marina-fire/


I'm sure there are better details, but this is scary.
__________________
Advertisement

__________________
Seevee
Seevee is offline   Reply With Quote
Old 12-04-2020, 07:42 PM   #2
Guru
 
IRENE's Avatar
 
City: Port Angeles, WA
Vessel Name: Irene
Join Date: Jan 2016
Posts: 978
Thanks for posting.

I worked at that marina, and stored a 16 Donzi in that building!

Hope the firefighters were unscathed.
__________________

__________________
Jeff
MV IRENE
IRENE is online now   Reply With Quote
Old 12-04-2020, 07:44 PM   #3
Guru
 
Jeff F's Avatar
 
City: Great Lakes
Vessel Name: Escapade
Vessel Model: 50` US Navy Utility trawler conversion
Join Date: Nov 2015
Posts: 891
Wow. That shed is likely full of boats. That's a big operation.
Jeff F is offline   Reply With Quote
Old 12-04-2020, 09:29 PM   #4
Guru
 
City: Warwick RI
Vessel Name: Lollygag
Vessel Model: 34 Mainship Pilot Hardtop
Join Date: Aug 2016
Posts: 548
Back in the 90ís there was a large fire on New Years in East Greenwich. I hade a couple of customers who lost boats that eve.
Lollygag1 is offline   Reply With Quote
Old 12-04-2020, 10:22 PM   #5
Guru
 
City: Boston
Vessel Name: Adelante
Vessel Model: IG 30
Join Date: Nov 2016
Posts: 1,098
Helicopter footage - https://www.facebook.com/watch/live/...atch_permalink

200+ boats toasted. Fire dept concedes they may never know the cause.
SoWhat is offline   Reply With Quote
Old 12-05-2020, 07:21 AM   #6
Guru
 
O C Diver's Avatar
 
City: Fort Myers, FL... Summers in Crisfield, MD
Vessel Name: Slow Hand
Vessel Model: Cherubini Independence 45
Join Date: Dec 2010
Posts: 9,981
Having never kept a boat in a winter storage building like that, I'm wondering how the insurance liability works. Does the marina have a policy to cover a loss of that magnitude? Does the boat owner agree to a liability limit when storing his boat in a facility like that? Does owner sign a contract where the coverage is 100% on his own boat insurance policy?

Ted
__________________
Blog: mvslowhand.com
I'm tired of fast moves, I've got a slow groove, on my mind.....
I want to spend some time, Not come and go in a heated rush.....
"Slow Hand" by The Pointer Sisters
O C Diver is offline   Reply With Quote
Old 12-05-2020, 09:39 AM   #7
Senior Member
 
Mischief Managed's Avatar
 
City: Hampton Beach, NH
Vessel Name: Mischief Managed II
Vessel Model: 1992 Tollycraft 44 CPMY
Join Date: Oct 2018
Posts: 320
That's where I bought my current boat 2 years ago. It was stored in a building adjacent to the one that burned. Such a bummer. Those buildings are huge.
Mischief Managed is online now   Reply With Quote
Old 12-05-2020, 10:08 AM   #8
Guru
 
Seevee's Avatar
 
City: st pete
Vessel Model: 400 Mainship
Join Date: Sep 2016
Posts: 2,668
Ted,


Yes, that could be an insurance nightmare if the marina were responsible. I'd be surprised if they don't throw the insurance responsibility on the owners.


However, with some 200 boats, there certainly could be a few companies that have several losses with a fire of this magnitude.



What a shame.
__________________
Seevee
Seevee is offline   Reply With Quote
Old 12-05-2020, 10:32 AM   #9
Senior Member
 
AlanT's Avatar
 
City: Gig Harbor
Vessel Name: MoonShadow
Vessel Model: Wendon Skylounge 72'
Join Date: Oct 2012
Posts: 172
Quote:
Originally Posted by O C Diver View Post
Having never kept a boat in a winter storage building like that, I'm wondering how the insurance liability works. Does the marina have a policy to cover a loss of that magnitude? Does the boat owner agree to a liability limit when storing his boat in a facility like that? Does owner sign a contract where the coverage is 100% on his own boat insurance policy?

Ted
The marina will certainly have a policy to cover their liability. However more to the point - The marina almost certainly requires in their contracts that the boat owner add the marina as an additional insured to the Boat Owner's Insurance polity, likely with a waiver of subrogation in favor of the marina. As a consequence of that the inevitable insurance claims would play out like this: Boat owner claims on his/her insurance. Boat owner's insurance (BOI) pays the claim for loss of the boat and salvage costs and starts thinking about subrogating against the potentially liable parties. BOI can not subrogate against another insured on the policy and notes that BOI has added marina as an insured. Therefore BOI cannot proceed against Marina. BOI then looks at other potential sources of liability. Can another boat owner (BO2) be held responsible for starting the fire? If so BOI subrogates against BO2. BO2 passes this claim to his/her insurer. Insurers exchange allegations and ultimately apportion the insurance claim between them. Meanwhile the marina's insurance pays for the physical damage to the docks, and works with individual boat owners and their insurances regarding the costs to remove the presumably sunk boats. Those expenses would be recoverable by the marina from the BOI. ~Alan
AlanT is offline   Reply With Quote
Old 12-05-2020, 12:33 PM   #10
Guru
 
O C Diver's Avatar
 
City: Fort Myers, FL... Summers in Crisfield, MD
Vessel Name: Slow Hand
Vessel Model: Cherubini Independence 45
Join Date: Dec 2010
Posts: 9,981
Quote:
Originally Posted by AlanT View Post
The marina will certainly have a policy to cover their liability. However more to the point - The marina almost certainly requires in their contracts that the boat owner add the marina as an additional insured to the Boat Owner's Insurance polity, likely with a waiver of subrogation in favor of the marina. As a consequence of that the inevitable insurance claims would play out like this: Boat owner claims on his/her insurance. Boat owner's insurance (BOI) pays the claim for loss of the boat and salvage costs and starts thinking about subrogating against the potentially liable parties. BOI can not subrogate against another insured on the policy and notes that BOI has added marina as an insured. Therefore BOI cannot proceed against Marina. BOI then looks at other potential sources of liability. Can another boat owner (BO2) be held responsible for starting the fire? If so BOI subrogates against BO2. BO2 passes this claim to his/her insurer. Insurers exchange allegations and ultimately apportion the insurance claim between them. Meanwhile the marina's insurance pays for the physical damage to the docks, and works with individual boat owners and their insurances regarding the costs to remove the presumably sunk boats. Those expenses would be recoverable by the marina from the BOI. ~Alan
That all sounds good and thank you for your explanation. Wonder if it stands up in court with the insurance companies of 200 boats collectively claiming criminal (intentional) negligence for the marina not having adequate fire suppression systems (sprinklers).

Ted
__________________
Blog: mvslowhand.com
I'm tired of fast moves, I've got a slow groove, on my mind.....
I want to spend some time, Not come and go in a heated rush.....
"Slow Hand" by The Pointer Sisters
O C Diver is offline   Reply With Quote
Old 12-05-2020, 03:18 PM   #11
Guru
 
City: Great Lakes
Vessel Model: OA 440
Join Date: Aug 2017
Posts: 671
The first thing I thought of when I saw this string was building heaters, although it's probably early to have them running. We moved our boat to a new to us winter storage facility for this season. The main thing I looked for in their buildings was a redundant heating system in the event of failure in the primary heaters. Then I read the contract more closely and noted the hold harmless lingo, which according to other boat owners was new for this winter. Some of them were winterizing their boats inside a heated storage building. I spoke with the owner about back up heating and he said he has portable heaters. They normally keep the buildings in the 45-50 degree range, so they have time to "fire" up the kickers if necessary.
Rufus is offline   Reply With Quote
Old 12-05-2020, 03:23 PM   #12
Guru
 
Comodave's Avatar
 
City: Au Gres, MI
Vessel Name: Never Say Never
Vessel Model: President 41 DC
Join Date: Jul 2015
Posts: 10,564
We store our boat in a unheated storage barn. We do use a portable heater when we are in the boat working but it is never on if we arenít there. We go work on the boat probably 5 days a week or so. We go through a bunch of the 1 pound propane tanks each year.
__________________
Boat Nut:
If you are one there is no explanation necessary.
If you arenít one, there is no explanation possible.
Comodave is offline   Reply With Quote
Old 12-06-2020, 11:08 AM   #13
Guru
 
slowgoesit's Avatar
 
City: Kentucky
Join Date: May 2019
Posts: 732
They're darned lucky that the fire didn't spread to the adjacent buildings!
__________________

slowgoesit is online now   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



» Trawler Port Captains
Port Captains are TF volunteers who can serve as local guides or assist with local arrangements and information. Search below to locate Port Captains near your destination. To learn more about this program read here: TF Port Captain Program





All times are GMT -5. The time now is 10:49 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2021, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO 3.6.0
Copyright 2006 - 2012
×