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Old 05-06-2013, 10:27 PM   #21
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Originally Posted by Bigfish View Post
Atlass Prime Time Lloyds Yacht insurance program for your Formosa.
There are domestic based markets that will write your coverage tat you may want to look into. We use Lloyds, but only as a market of last resort or for very unusual risks.
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Old 05-06-2013, 10:34 PM   #22
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I'm not sure if I'm an unusual risk. The biggest boat I've owned before this one was a 17 footer so that might be a concern. I've had a lot of experience on my family's boats over the years though. This insurance guy was recommended by the broker who sold me the boat. I haven't signed anything yet but he just sent me everything to sign and return so he's done a certain amount of work on it. As an agent yourself what would you suggest I do at this point? The boat's uninsured at the moment I think. It's in the yard for a few more days but I'd like to get it covered asap... Does $2100 seem high??
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Old 05-06-2013, 11:06 PM   #23
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Your ownership history is a potential concern, to be sure, and the agent may have placed the risk with Lloyd's because no domestic market was willing to take on the policy. As far as price, I can't say, as I don't have all the facts....

If you have the coverage ready to go, I'd say put it into place and get your vessel insured. Get some experience on your boat, don't have any losses, and shop the policy before the renewal. Experience will be your best friend in getting the lowest premium possible.
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Old 05-06-2013, 11:23 PM   #24
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Thanks again... good advice!
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Old 05-07-2013, 06:04 AM   #25
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A good alternative for passing boaters or cruisers with no money to obtain hurricane hole space is only 1/4 mile from our home, near the Ortona Lock.

There is a long deep canal that runs to a ex sand mine pit locally called "lollypop".Its visible on the chart, unnamed.

The holding is excellent as the bottom is good sand , tho a bit deep 40-60 ft.

The leading canal itself is very steep walled so would also make a great hide hole with room for a dozen boats at least.

The owners of the land are very casual, so going ashore and digging in a bunch of anchors would be no hassle.

Don't harvest the cattle tho!!

Also the canal walls are so steep tho only 8-10 ft high that being blown ashore would not be a big deal.

With "creative begging" the Ortona Lock tenders have been known to raise the water level so getting unstuck would be easier.

For the self insured , this might be a good plan.
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Old 05-07-2013, 01:43 PM   #26
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Where are you FF??
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Old 05-08-2013, 05:21 AM   #27
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About 1 mile East of the Ortona Lock .

Find River Forest procede to the next canal east , thats us .

Go another 1/4 mile East and its the entrance to Lollipop.

Come complete , rowing ashore the nearest store is La Belle 13 miles or Moore Haven 15 miles the other way.
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