Originally Posted by beachbum29
Wow. Guess I better check with my insurance carrier with buying this new boat.
This, in my view, is the major big advantage of using an insurance broker as opposed to selecting and going with a specific carrier on your own. Unless one is actually in the insurance business, I would imagine that it woudl be difficult to impossible to know all the potential insurers, policy types, factors-- regional or nationa--- influencing the insurance providers, and the policy options that are avaialble.
A broker, on the other hand, does this for a living and if he or she is on top of their game, they will have a far more versatile set of options for the boat owner.
There are always two sides to every coin so I assume there are advantages to going directly with a specific carrier instead of using a broker but I don't know what they are.