I have electric bow and stern thrusters. Glad to have both. My slip has a lot of current going at an angle away from the finger thru it unless at slack. Stern in is my usual parking. Having the stern thruster is essential for me to single hand docking.
From personal experience, don’t let the thruster batteries deteriorate. If you are not getting the oomph that you expected, replace them. Hard on the contactor otherwise.
Others have mentioned using stern thruster to steer in reverse on exiting a narrow fairway or getting off of a fuel dock pinned by wind or current. I too have found useful in those conditions
If you are taking a vote, I say install a stern thruster. Cheap insurance for what might be the rare time you really need it