Towing insurance - Correct amount is ???

[Pat T]

Bought a 2001 GB Classic 42 footer and have Boat US/ Geico insurance. Presently I have $3000 each incident for "Towing & Assistance." I will be moving the boat from Long Island Sound to Lake Michigan (WI) in the spring. In a few years we may finish the loop. Do you think I have enough towing insurance?
Thanks again.

 

[O C Diver]

I favor BoatUs and Seatow for towing insurance. If you're staying in the continental USA, they are likely who will tow you. Go on line and read their policies. I have both as I consider it inexpensive and some areas are better served by one or the other when cruising.

Ted

 

[O C Diver]

The other considerations for me having towing policies separate from my boat insurance is that I really wouldn't want my insurance company to know if all I had was a soft grounding with no damage. They have plenty of reasons for raising my premiums based on what other boaters do, don't need to give them a legitimate reason.

Ted

 

[Bacchus]

If an add on to an existing Boat US insurance policy its a different price (cheaper) that a separate towing policy.

 

[psneeld]

I just got Geico/BoatUS insurance and from what I can tell on my insurance is they toss in a BoatUS towing membership.

I have not read the details as I get a Sea Tow membership...

 

[Comodave]

I have Boat/US insurance but I also have their towing. They have an unlimited inland towing for about $80 per year or so. Certainly well worth it, you want unlimited. At well over $200 per hour portal to portal it can add up quickly.