We don't fit into any of those groups. I have always been paid monthly at work with direct deposit. We keep a large amount in savings accounts we can write checks on when needed. When we sold our last home, the funds were transferred to our accounts. Never had an IRS issue with funds over 10K. I...
I paid cash for my house and last two boats. But then I was known to house and boat brokers. As cash I wrote as personal check to the broker with the offer to buy. Closing was always a week later with time for the check to clear escrow.
Never has a problem closing the deal.
We have had both in the same boat. It came with a folding mast but ran out of room very quickly. We changed to a folding arch which is much better. Now have room for larger radar and many more antennas.
I hate to admit it but I have had three of them to go off. Due to my illness, I have lost all balance and seem to be prone to falling off the boat slip. I have been able to rearm them each time and then they are ready for the next swim. I do wear them at all times when on the boat and the slip.
Cummins also says you can run 25000 miles on their oil.
I still change it at 5000 and it is much cheaper than engines.
I still change the coolant every other year.