My wife and I would love to move and live aboard a trawler or multi-hull when I retire in 10 years. We started looking at boats based on the features we want and the type of cruising we plan to do. EVERYTHING - even the used boats are in the hundreds of thousands of dollars.
I am just a working stiff, not some multimillionaire. I will probably have little more than my social security when I retire. No way I could afford a 3k-6k a month boat note!
How does a couple like us ever afford to buy a good boat and live the cruising dream? We are really bummed out now.