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Old 10-06-2019, 09:48 PM   #37
bshillam
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City: Portland, OR
Vessel Name: Our Heaven
Vessel Model: 1997 4800 Navigator
Join Date: May 2013
Posts: 801
I think it really depends on where you are and what your doing with it. Say someone in their mid forties vs someone in their mid sixties might have a different point of view. Someone entering into retirement vs continuing to work. Someone looking at a 40k bucket vs someone looking at the latest 1.5m work of art on the water. What their portfolio looks like and their current returns.

I am going to be using it for business and my business is going to be paying the note. Wait another year and I'd have enough to pay cash but wouldn't want to do that because my returns are better than the note is costing.

It's a very personal decision based off many of other outlining issues.
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