janice142
Guru
- Joined
- Oct 12, 2011
- Messages
- 1,243
- Location
- USofA
- Vessel Name
- Seaweed
- Vessel Make
- Schucker mini-trawler
I have a problem. I'd like to obtain insurance for Seaweed (liability only is fine -- something so that I could go into a marina without problems on occasion)
The problem is me: I do not have a driver's license nor have I had one for ten-plus years. I don't remember when mine expired however I quit driving more than ten years ago, about the time of chemo.
I have never driven drunk -- no tickets for that.
Still, when my license came up for renewal a long time ago I opted not to renew.
Now apparently every insurance company requires a driver's license in order to buy boat insurance. That doesn't seem correct. So I asked around and got the name Jon Horton from MTOA. He wrote a policy which was rejected (no license).
My credit score is over 800, and I drive a 5 knot boat.
Do you have any suggestions?
And I really do not want to try for a license. I'm afraid to drive -- it's been a lot of years, and I'm over 60 now. I cannot see me ever driving a car again. If I HAD to, but even the thought gives me knots in my stomach........
Thoughts? Suggestions? (All appreciated)
And thanks!
Seaweed is 23' long
She's a Schucker Gulf Packet model, built in 1983
18hp Kubota 3-cylinder diesel inboard
I've got 15,000 miles at the helm of our 40'er and a few hundred on Seaweed. Never involved in any maritime accidents.
Oh, and I drank two glasses of wine last year (or was it the year before?)
Drinking isn't my thing.
Boat is in Florida.
The problem is me: I do not have a driver's license nor have I had one for ten-plus years. I don't remember when mine expired however I quit driving more than ten years ago, about the time of chemo.
I have never driven drunk -- no tickets for that.
Still, when my license came up for renewal a long time ago I opted not to renew.
Now apparently every insurance company requires a driver's license in order to buy boat insurance. That doesn't seem correct. So I asked around and got the name Jon Horton from MTOA. He wrote a policy which was rejected (no license).
My credit score is over 800, and I drive a 5 knot boat.
Do you have any suggestions?
And I really do not want to try for a license. I'm afraid to drive -- it's been a lot of years, and I'm over 60 now. I cannot see me ever driving a car again. If I HAD to, but even the thought gives me knots in my stomach........
Thoughts? Suggestions? (All appreciated)
And thanks!
Seaweed is 23' long
She's a Schucker Gulf Packet model, built in 1983
18hp Kubota 3-cylinder diesel inboard
I've got 15,000 miles at the helm of our 40'er and a few hundred on Seaweed. Never involved in any maritime accidents.
Oh, and I drank two glasses of wine last year (or was it the year before?)
Drinking isn't my thing.
Boat is in Florida.
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