Along with that non-renewal notice comes a stealth ding to getting replacement insurance. Remember seeing that question on the application that asks if you've ever been refused insurance or received a notice of non- renewal? It's going to cost you additional premium, even though it may be through no fault of your own. I had a claim with Falvey and had to threaten legal action to get them to settle the claim, even with that it took 6 months to finally get a check. They sent the check, and the non-renewal followed a week later. My replacement policy premiums were increased for 2 yrs as a result, according to the underwriter. BTW, the claim was a break-in, I was 1,000 miles from the boat at the time, but I guess they concluded it was my fault. Terrible people to deal with, snarky adjuster. Good riddance, no small wonder they're out of the marine business.
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