sum escape
Senior Member
- Joined
- Jun 30, 2014
- Messages
- 232
- Location
- Cruising, currently Longboat Key, FL
- Vessel Name
- Sapphire
- Vessel Make
- Tiara 53 Fly
Like many others, we do not own a car and carry a "non owned" liability only auto policy. We use a credit card for rentals and the comprehensive / damage coverage is provided by the credit card.
So the watch out..... We recently encountered a deer strike and after submitting all the paperwork the credit card company required we did get reimbursement for damage. But they would not cover one element in the rental car company's claim. There was a "diminishment in value" line item in the damage claim they would not pay.
I'm not sure all personal policies would pay this either, but I am still pursuing the "why" for denial on this as there is nothing in the brochures that says this is an excluded item.
I am also challenging the rental car company to document why this is a legitimate part of a claim.
Would like to hear about others experiences here.
So the watch out..... We recently encountered a deer strike and after submitting all the paperwork the credit card company required we did get reimbursement for damage. But they would not cover one element in the rental car company's claim. There was a "diminishment in value" line item in the damage claim they would not pay.
I'm not sure all personal policies would pay this either, but I am still pursuing the "why" for denial on this as there is nothing in the brochures that says this is an excluded item.
I am also challenging the rental car company to document why this is a legitimate part of a claim.
Would like to hear about others experiences here.