The way I look at it is that cruising anywhere only has to add the extra costs of moorage and fuel.
Anything else is optional.
If you are the type that likes to eat out, then you probably already eat out when near home. Being on a boat won't change that. If you are the type that tends to not eat out, then being on a boat wont change that. You can eat on a boat just as easily as at home.
The things that will change is that you will be buying more fuel than you probably do now. That fuel is of course dependant on how much you cruise in a given period of time.
You will also be paying transient moorage a good part of the time.
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