I thought it obvious from my initial statement about the claims adjuster that I did ask them already.
Also Sea Tow told me pretty much the same thing... no way was my boat responsible in a hurricane situation like this.
So far, no hint of the community seeking compensation from my insurance or me, but I am considering request to be paid a lump sum for my boat damages in which case I would have to sign a waver releasing the insurance company from any future claims related to hurricane Matthew...thus the slight concern about an personal responsibility claims in the matter in the future.
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