QUESTION:
Why can't we pool our buying power and find someone to treat us fair in the insurance game?
After a recent thread I started on insurance I contacted all agents listed. On our 83 model trawler, sorta near the Gulf Coast, we could not even be underwritten by most companies. Boat USoffered a quote on great policy but the price was 33% higher than the increased Markel policy we ended up going back with. My dock neighbor has a 42GB and he said a couple of years ago he attempted to get a better premium by showing how protected we are at our Marina, maps of how far we are from the coast and Nawlins', and still no help. He is on his 4th policy in 6 years.
Participants on this forum are probably much less risk on a policy than the average boater.