If I left a hidden key, I sure wouldn't advertise it here online.
What do you do, Hawgwash?
Some years ago, someone got past the marina's locked gates and gained access. Stole a boat while ripping out dock cleats. Consumed the liquor aboard and ended up aground on the Pacific side of San Francisco.
Man Steals Boat in Vallejo, Ends Up On Ocean Beach - West Coast Fishing - SurfTalk
We keep things locked. Both I and first mate bring/have boat keys.
So what happens when you tell the insurance company afterwards:
"No, the boat wasn't locked... so potential thieves wouldn't break windows or doors."
??
Anyone with experience on that?
-Chris
This question is asked every time this topic comes up so let me answer it with a question. Does insurance cover your losses if you are DUI?
Does insurance cover your losses if you are DUI?
My policy specifically excludes coverage for the dinghy or outboard if they are not locked.So what happens when you tell the insurance company afterwards:
"No, the boat wasn't locked... so potential thieves wouldn't break windows or doors."
??
Anyone with experience on that?
-Chris
No. Not in BC. Insurance is a crown corporation.
If you are DUI in BC, you will be in breach of your ICBC insurance. ICBC will not cover your medical expenses. ICBC will not pay for your lost wages. ICBC will not fix your car. ICBC pays off the other driver’s vehicle damage claim. The other driver’s injury claim gets settled. ICBC will come after you for the extent of the other drivers claims...."
Good for Canada. As it should be in all countries. We shouldn't reward a person from operating while impaired. No exceptions.
Wifey B: While you guys are broadcasting where your spare key to your boat is kept, wanna publish on facebook where you keep your spare house key and when and for how long you'll be out of town?
Worse yet is to be cruising in a town far from home and lock the boat with the key inside.
Yes, I have a key hidden outside the boat.
I should hide a key. Nothing worse than driving out to the boat to discover you left the keys on the counter at home.