- Joined
- Oct 1, 2007
- Messages
- 7,331
- Location
- Texas
- Vessel Name
- Floatsome & Jetsome
- Vessel Make
- Meridian 411
I am 50 years old. I am staring down retirement...the sooner the better. Whether I am retirement worthy financially, is not what I am am asking about. What I am asking about is....WHEN do you purchase your retirement boat?? I know that is a broad question but there are many things to consider. If I were to retire at 55, do I get it now? And why get it earlier than later? Do I wait until I have the money built up to buy the dream boat potentially just months before retirement? Anyway, I know there are no hard and fast answers. Just looking for discussion on the folks that have been through this. If I was ready financially, I'd already be gone. I could easily retire and cruise on my current boat but it does lack storage....and...holy **** the engine space is a bitch to get around. I just wouldn't feel comfortable cruising a boat that I question myself as to the maintenance.
I always thought I'd retire on a Nordhavn or KK...and maybe I could if I delayed retirement some. But I also find mid forties Carvers(440,445,455,456,etc)to be extremely comfortable and represent a tremendous value...with more space in the ER(and C series Cummins) I also know people cruising them and they would work perfectly fine for what I would want to do. Anyway, just rambling here. I am not questioning the type of boat to retire on...just the thoughts that go into planning and more of a timeline of events.
I always thought I'd retire on a Nordhavn or KK...and maybe I could if I delayed retirement some. But I also find mid forties Carvers(440,445,455,456,etc)to be extremely comfortable and represent a tremendous value...with more space in the ER(and C series Cummins) I also know people cruising them and they would work perfectly fine for what I would want to do. Anyway, just rambling here. I am not questioning the type of boat to retire on...just the thoughts that go into planning and more of a timeline of events.