I think it is pretty UNCOMMON to deny for one engine for travelling to Bahamas, Canada, Mexico. Further destinations maybe....but in my experience, the navigation limits are based on experience more so than boat.
Here are my Nav limits.....
Navigation Limits Warranty: Warranted confined to the use and navigation of coastal waters, and waters tributary thereto, of the Atlantic Ocean and Gulf of Mexico, including the Bahamas, from Eastport, ME to Pensacola FL, not south of Cumberland Island, GA, between June 30 and November 1.
Many companies offer free quotes...check around.
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