View Single Post
Old 07-19-2014, 09:09 PM   #19
BandB
Guru
 
BandB's Avatar
 
City: Fort Lauderdale. Florida, USA
Join Date: Jan 2014
Posts: 21,449
Choose carefully. Interview. Ask Questions. Treat it as if you were hiring a new employee.

That said, there are some excellent surveyors. Also, few problems with the true marine insurers. Especially when they are comfortable with the surveyor. They can distinguish the necessary vs. the would be nice. It's the inexperienced employee of an auto insurer that dabbles in boats who has the issues.

Having dealt with insurers of many different types of things over the years I know the frustration of having to deal with the wrong person. After a hurricane in Jamaica we were once told our rates were increasing 5 fold if we didn't rebuild a stronger building (capable of 150 mph vs. 135) even though we didn't own the building as the Jamaican government did. But also told we needed a sprinkler system there wasn't adequate water to support. Now explain the sudden need for sprinklers after flooding from a hurricane? So we switched to Lloyd's and kept our old rates.
BandB is offline   Reply With Quote