I was just trying to step into your shoes by imagining the same situation with my own boat, which I've put so much time and strife into. I think I'd feel pretty numb right now, perhaps in the state of "Duh". As was pointed out above, taking a break may be the wisest strategy, and even though the owner of the other boat has demonstrated such negligence, one would have to measure the benefit of pursuing further satisfaction from someone who probably won't get the point anyway. If the Insurance Company pays off, I'd get on with my life.
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Larry
"When life gets hard, eat marshmallows”.
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