Thread: Towing
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Old 08-30-2013, 08:44 AM   #6
psneeld
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City: Avalon, NJ
Country: USA
Vessel Name: Freedom
Vessel Model: Albin 40
Join Date: Oct 2011
Posts: 17,858
I'd be very careful with just assuming that insurance companies will take care of you.

If you are a cruising trawler you better have at least $2000-$3000 coverage and make darn sure that the company won't drop you after a claim or two. I don't think most will...but I have heard some 3rd party stories that I can't verify...but I would be wary and double check (in writing).

You also have to fork over the money (usually) to the towing company and get reimbursed by your insurance company...while it sounds OK...now while on your cruise you have to be out a thousand or more in cases that you don't break down/go aground near a tower and have to worry about calling/filing and collecting.

That's why most cruisers I know have assistance towing (if in areas where it's really usable) and many times both ...for a little over $300 bucks what's your piece of mind worth?
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