I've heard a number of excuses for increases. We got huge increases back when Charlie and his 3 friends hit FL....but up north there was no increase. That said it was because of the risk in FL.... Boat insurance is slightly higher on the east coast of FL than it is on the west coast of FL.... They say its fewer crazies in boats, my car insurance was the same way. I renewed back in November....so it will be interesting to see what comes to pass this fall....
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