Capt Kangeroo
Senior Member
Anybody deal with Progressive Insurance? I'm thinking about going with them. Would like to hear your comments good or bad.
They have goofy ads and the founder is a progressive himself, big time I have read. That wont matter to most folks. Sort of like the AARP, I am old enough to take advantage of their program but resist because of their known politics.
tc, is yours a yacht policy including significant coverage for enviro spills?
Their founder (Joseph Lewis) founded the company in 1937. His son (Peter B. Lewis) is the guy considered the liberal; he died in 2013. It is now a publicly traded company (since 1978).
Thanks for the clarification. I did not know that.
Anybody deal with Progressive Insurance? I'm thinking about going with them. Would like to hear your comments good or bad.
B&B, I am not familiar with this. Do I understand correctly that an Umbrella would be tied to your marine policy extending liability over and above it's limits? or is it a standalone policy that extends liability to all your assets whatever they may be?
Enviormental is required by all policies written, $800,000 as I recall, but the coverage is cheap...for now. Progressive canceled me...no claims for 2 years after I moved my agent with Progressive to FL from TX 2009 to 2011 in Tx. Then I truthfully answered to being a live aboard, not knowing to lie, I went from St Pete to Vero W/O coverage and did not know it because I did not get a call.
I am very resentful to Flo (TV spokesperson) and progressive. Been with Atlass out of Ft Lauderdale since, still no claim, but they seem responsive. I just give them...(ins companies) money, and more money, and still more money. Thankfully no claims.
If I get hurt on highway, boat or wherever, laying there, bleeding, knowing it is not my fault and I find out their insurance is with Progressive I will ask they call my lawyer BEFORE the EMT's. cause I, given the dreaded opportunity will stick it to them anyway I can.
Knowing to lie?!... I truthfully answered to being a live aboard, not knowing to lie....
Enviormental is required by all policies written, $800,000 as I recall, but the coverage is cheap...for now. Progressive canceled me...no claims for 2 years after I moved my agent with Progressive to FL from TX 2009 to 2011 in Tx. Then I truthfully answered to being a live aboard, not knowing to lie, I went from St Pete to Vero W/O coverage and did not know it because I did not get a call.
I am very resentful to Flo (TV spokesperson) and progressive. Been with Atlass out of Ft Lauderdale since, still no claim, but they seem responsive. I just give them...(ins companies) money, and more money, and still more money. Thankfully no claims.
If I get hurt on highway, boat or wherever, laying there, bleeding, knowing it is not my fault and I find out their insurance is with Progressive I will ask they call my lawyer BEFORE the EMT's. cause I, given the dreaded opportunity will stick it to them anyway I can.
There is no requirement for insurance policies to have environmental coverage. In fact, there is very little regulation on the form or coverage of boat policies. Most states have lots of rules on auto insurance but fewer on houses and very few, if any, on boats.
Also, never lie in getting insurance. You're doing the insurer a huge favor if you do, by giving them a reason to not pay a claim. They'll gladly take your money. The do not generally do much checking when issuing policies, but far more in handling claims.