I wouldn't have it any other way. Owning a boat and having the freedom of going on the ocean wherever we want is something only a few of us can really enjoy. I lived aboard for over 25 years and met some very interesting people who cruised the oceans with very little money. I've met cruisers who lived in Mexico on 300 US a month and loved every minute fishing and bartering.
I am always reminded it's not a rich man's life only and having the best anchor, the most chain, the best brand reels, a 2000 gallon fuel tank doesn't define the most enjoyment.