Talk about a coincidence...we just motored over from our Morro Bay Mooring this morning and are now on what we joke about as our "summer house", mooring in Port San Luis.
Jan-April can sure be Nasty in Port San Luis with the Southern storm swells rolling right into the mooring field. Now in between storms is can be paradise during the winter, but I wouldn't want to keep my boat on a mooring there during a big storm. So what most folks do is watch the weather and then make the 4hr trip into protected Morro Bay during the winter storms. We did that for our first year living aboard in Port San Luis, but when a Morro Bay mooring because available, we bought it and now stay there full time just out of ease.
Port San Luis is Great....but there is no floating dinghy dock, no dock to tie-up to and walk off, just a floating work dock infested by sea lions for water and power.
I'm more than happy to answer questions for you, just shoot me an email at SVTHIRDDAY@Yahoo.com
There is NO waiting list to buy/install a PSL mooring and I think we paid about $4000 for ours and then like $450/yr to keep and maintain it, so cost are pretty damn Cheap by California standards!