Welcome aboard. We sincerely hope that you and Maggie will be frequent contributors to this forum. Oh, and also welcome to retirement. Not near as bad as it is made out to be. Especially if you have something to keep you busy, and both the dream trawler and just looking for it will do just that! Just one word of advice, and worth every cent that it costs. Spend a lot of time looking, because there are an awful lot of very good buys out there right now!