Yes, welcome to the forum. Just a thought, though...don't wait for retirement. If possible get moving now. Most of us mere mortals buy an older vessel and 'do it up'. To do this takes physical fitness, time yes...but mostly money. Often the former and the latter easier to come by before retirement while still working. Then there is also the sad reality some don't make retirement. Illustrated by a patient of mine, younger than me, passing away just last week. Sorry to introduce a negative note of harsh reality, but sometimes s**t happens...