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Old 07-02-2019, 05:34 AM   #1
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Angry Insurance FL

Called two brokers said not writing new policy's in Fl



Any recommendations?
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Old 07-02-2019, 05:44 AM   #2
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What is the boat's make, model, length and year of manufacturer?

Ted
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Old 07-02-2019, 05:46 AM   #3
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Didn't finalize purchase, but it will be likely 40-44'


looking at a 42 Benetau for example today a 2006


Looked at others 1990 and newer
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Old 07-02-2019, 05:57 AM   #4
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Try: International Marine Insurance Services by Gowrie Group.

https://www.gowrie.com/Marine-Insurance/IMIS.aspx

Ted
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Old 07-02-2019, 07:45 AM   #5
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Also try Jerry Norman at Novamar Yacht Insurance. They're in Sarasota. 941-444-5099. jerry@novamar.net.
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Old 07-02-2019, 09:58 AM   #6
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Quote:
Originally Posted by lipets View Post
Called two brokers said not writing new policy's in Fl



Any recommendations?
Yup- move out of Fl

The storms of the last few years are driving the recent changes to the Florida markets- even Lloyds has severely pulled back from any CAT zone risks. I expect this will continue for the next few years.

Quote:
Originally Posted by O C Diver View Post
Try: International Marine Insurance Services by Gowrie Group.

https://www.gowrie.com/Marine-Insurance/IMIS.aspx

Ted
Quote:
Originally Posted by CaptJohnEasley View Post
Also try Jerry Norman at Novamar Yacht Insurance. They're in Sarasota. 941-444-5099. jerry@novamar.net.
Both are excellent insurance sources- I know both very well, and give them the highest marks.

Another excellent agent/agency is Gina Beyer of Wallace, Welch, and Willingham in St Pete- her number is 727-522-7777
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Old 07-02-2019, 10:12 AM   #7
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Check out insurance through MTOA. I signed up with them last November. My premium was cut in half and Florida full time was included.
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Old 07-02-2019, 11:16 AM   #8
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Check out insurance through MTOA. I signed up with them last November. My premium was cut in half and Florida full time was included.
This was also our experience.
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Old 07-02-2019, 01:48 PM   #9
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I went with State Farm although I'm in Virginia. The thing I liked was that they didn't require a survey (even though I have one) and have been very easy to work with. Might be worth a call.
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Old 07-02-2019, 02:32 PM   #10
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You might try BoatUS for complete boat and towing insurance.
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Old 07-02-2019, 03:37 PM   #11
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Cool

Quote:
Originally Posted by O C Diver View Post
Try: International Marine Insurance Services by Gowrie Group.

https://www.gowrie.com/Marine-Insurance/IMIS.aspx

Ted

$2950?
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Old 07-02-2019, 04:38 PM   #12
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Just changed my insurance in FL. Went with BoatUS (Geico). No restrictions.


Left my other carrier, policy had a go north provision. They would not do an exception this year.
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Old 07-02-2019, 05:33 PM   #13
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$2950?
See, insurance is available. Sorry, that wasn't helpful.

Without knowing the vessel's value, liability limits, and hurricane storage plans, its hard to assess the quote. My boat is registered for FL but kept out of state between June 1st and November 1st, which makes a substantial difference in the premium. I am sympathetic to your situation. 12 or 13 years ago many of the insurance companies for housing left SWFL after 2 hurricanes and tremendous losses. My company was one of them. Homeowners insurance was painful for years inspite of never having had a claim.

Ted
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Old 07-02-2019, 06:42 PM   #14
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$2950?
What is the breakdown (company, vessel value, liab amount, other coverages amount, navigation area)?

If the vessel is $300k with $500k liab, that rate is not too bad...
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Old 07-02-2019, 06:46 PM   #15
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value $175K

built 2006
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Old 07-02-2019, 07:34 PM   #16
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value $175K

built 2006
I'd like to review the quote- care to email it?
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