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Old 07-10-2015, 02:18 PM   #1
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Insurance

Iam looking for an information source on insurance for a 40 ft 1999 trawler..coastal cruising/ Bahamas ....
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Old 07-10-2015, 04:28 PM   #2
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Thumbs up

Try IMIS in Annapolis, they were always helpful for us.
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Old 07-10-2015, 04:47 PM   #3
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For non liveaboard...try Sea Insure through Sea Tow...my insurance guy sits on the next desk over and the main reason I don't have Sea Insure...they didn't do liveaboards when I applied.


Make sure you really compare though...to many claim better rates but are apples to oranges on coverage rather than across the board line item by line item.
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Old 07-10-2015, 04:51 PM   #4
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Ask boat brokers in your town who the go-to insurance guy is. In our town, there is one guy that many use. Not only sells the policies, but can answer any question and sort out issues. Nice to have someone local.
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Old 07-10-2015, 04:55 PM   #5
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I forgot for the moment but we do have a highly respected insurance broker right in our ranks...he is cool to answer specific questions...or set you up....your call...


under this user name... Pau Hana
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Old 07-10-2015, 04:59 PM   #6
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I forgot for the moment but we do have a highly respected insurance broker right in our ranks...he is cool to answer specific questions...or set you up....your call...


under this user name... Pau Hana
+1

Peter helped me get insurance that allowed me to bring my KK54 down from Alaska to California in late March. Not every underwriter will cover that!

And I'm about to contact him again with some changes I'd like to make to my policy.

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Old 07-10-2015, 05:39 PM   #7
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+2 For Peter, great to work with! Got over 8 quotes and went over pros and cons with each. Ultimately decided on one of the better coverage companies with great coverage. Good luck!
Peter Ricks
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Peter@anchormarinenet.com
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Old 07-10-2015, 08:14 PM   #8
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👍👍👍👍👍👍👍👍 for Pete.
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What kind of boat is that?
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Old 07-11-2015, 02:34 AM   #9
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Peter's the best!! Great to work with and he's just just good people.
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Old 07-11-2015, 07:22 AM   #10
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Geico insures liveaboards and will include the Bahamas if the boat is a twin screw. We have Geico, but when we go to the Bahamas we will have to make other arrangements since we are a single.
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Old 07-11-2015, 01:25 PM   #11
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Geico insures liveaboards and will include the Bahamas if the boat is a twin screw. We have Geico, but when we go to the Bahamas we will have to make other arrangements since we are a single.
Interesting- and a bit odd. I've never heard of a requirement for a vessel to have twin screws for a transit- that logic would preclude sailboats from traveling to the Bahamas. I'd be digging into the policy wording for other similar "gotchas".

Admiral67- touch base with any questions you have. Congrats on your new vessel!
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Old 07-18-2015, 09:59 AM   #12
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If you have a yacht and insure it with a general lines company like Geico, ask Peter Ricks (Pau Hana) for quotes and a comparison of coverages with your current Geico policy. You may find that you do not have the right policy for your needs. Better to find out and fix that now than to find out when filing a claim that you have the wrong policy/provider.
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Old 07-18-2015, 11:28 AM   #13
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Originally Posted by admiral67 View Post
Iam looking for an information source on insurance for a 40 ft 1999 trawler..coastal cruising/ Bahamas ....
Welcome aboard!
Also enjoy the insurance quote shopping ride. Truly one of the most bizarre trips not on the water.
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