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Old 08-19-2013, 11:48 AM   #1
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A boat or a vessel

How long does a watercraft have to be to be determined a vessel.

It seems some banks are using the term boat vs vessel.

Something about the difference between the type of loan offered.

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Old 08-19-2013, 12:11 PM   #2
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A vessel is a hollow object designed to navigate on water. A boat is a vessel. A ship is a vessel. It's easier to define a vessel than it is a boat versus a ship.

But then a bank can define a vessel anyway it wants to fit its loan policy.
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Old 08-19-2013, 02:21 PM   #3
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According to Chapman's there is no official definition of boat (in terms of length, size, shape, etc.). Vessel, as has been previously noted, is almost anything that floats. My brothers in the naval service routinely referred to their ships (one a sub and the other an aircraft carrier) as "boats." But the banks to which you refer probably could care less.
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Old 08-19-2013, 02:26 PM   #4
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A vessel is anything used to transport goods or people on the water. A log raft is a vessel.

It's like using the word "vehicle" to generically describe a car, truck, SUV, motorcycle or whatever.
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Old 08-19-2013, 04:27 PM   #5
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I was always told a boat can be lifted out of the water (ships in heavy salvage pontoon docks excluded). The exception being submarines, which historically are called boats. My .02.
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Old 08-19-2013, 04:57 PM   #6
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USS Stark.....hmmmmm.....
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Old 08-19-2013, 05:30 PM   #7
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More interesting is when is a boat a yacht? I've heard 42 feet or more. Also heard that any boat "vessel" used for pleasure is a yacht. Is my dinghy then a yacht?
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Old 08-19-2013, 05:36 PM   #8
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Old 08-19-2013, 07:06 PM   #9
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A beer mug is a vessel, it carries a libation. An artery is a vessel, it carries your life's blood. A boat or ship is a vessel, it carries you. A person is a vessel, it carries your soul, or the qualities that make you, you.

Bankers are idiots.
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Old 08-19-2013, 07:18 PM   #10
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Old 08-19-2013, 08:33 PM   #11
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Simple: A "yacht" is any recreational boat that's bigger or fancier than the one I presently own. Obviously the actual specifications change every time I buy a new boat.
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Old 08-19-2013, 09:08 PM   #12
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Boat... It's only a yacht when you have to sell it. A vessel is someone else's boat.
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Old 08-19-2013, 09:14 PM   #13
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Quote:
Originally Posted by Tom.B View Post
Boat... It's only a yacht when you have to sell it. A vessel is someone else's boat.
I'd expand that to include when your non boating friends and family find out you own one. We thought we bought a boat, surprised to find out its a yacht.
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Old 08-19-2013, 09:57 PM   #14
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A yacht is what I call my boat when talking to people who have never seen it, and are never likely to. . . . . .
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Old 08-19-2013, 10:28 PM   #15
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The difference between a yacht and a boat is who does the routine maintenance.
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Old 08-19-2013, 11:47 PM   #16
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Quote:
Originally Posted by twiisted71 View Post
The difference between a yacht and a boat is who does the routine maintenance.
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Old 08-20-2013, 12:21 AM   #17
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Is having a close relative, like a sister, helping on maintenance, qualify one's boat as a yacht?

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Old 08-20-2013, 01:24 AM   #18
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Vessel is an all encompassing term.
Downunder, a yacht is a sail powered boat larger than a sailing dinghy, it almost certainly has an engine. I use "sailboat" when posting, it`s easier.
A large expensive luxurious stately powerboat will often be called a motor yacht(especially when for sale), the largest ones border on being ships. The more flamboyant ones we may call a "gin palace".
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Old 08-20-2013, 01:32 AM   #19
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A vessel as well as a boat:

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Old 08-20-2013, 01:38 AM   #20
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What? Doesn't a Hollywood movie producer's boat qualify as a yacht, even without sails??

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