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Old 06-19-2019, 01:12 PM   #1
4mo
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Best Gas Card?

I just got an email from Costco for its Costco Anywhere Visa® Card by Citi that promises 4% cash back at Gas stations, which sounds pretty good for no annual fee. Here is their fine print:

4% cash back on eligible gas worldwide, including gas at Costco, for the first $7,000 per year in gas purchases and then 1% thereafter.
Certain Non-Qualifying Purchases. You will only earn 1% cash back, not 4%, for gas purchased at superstores, supermarkets, convenience stores and warehouse clubs other than Costco or for fuel used for non-automobile purposes.

Does anyone have any experience with using a this card for gas at marina's? Specifically in the PNW?

Any other gas cards that would work for marine fuel?
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Old 06-19-2019, 01:30 PM   #2
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There is usually a dollar limit on the cash back as well, is that all of the fine print related to cash back?
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Old 06-19-2019, 01:49 PM   #3
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Here is the info:

https://citicards.citi.com/usc/LPACA...019806AFA8A490
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Old 06-19-2019, 02:27 PM   #4
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Thank you for the link. They max their 4% gas cash back at $7,000 total purchases ($280 max cash back) but they don't specify exactly where you can purchase fuel, except to say it is worldwide.

Otherwise it's 1% cash back with no specific limit on the amount or type of purchases or cash back.
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Old 06-19-2019, 03:49 PM   #5
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Right, I think it comes down to if the fuel docks register as gas stations or marine services, which is why I asked for experience with it. I just checked my credit card bill and the last fill up at the port of Poulsbo didn't register as a gas station on my Chase Card, so probably wouldn't have received 4% back on it.

I imagine it would be hit and miss with marine fueling, and as it explicitly stated non-automobile as a non-qualifying you can't try to make a case for it.
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Old 06-19-2019, 04:46 PM   #6
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Quote:
Originally Posted by 4mo View Post
Right, I think it comes down to if the fuel docks register as gas stations or marine services, which is why I asked for experience with it. I just checked my credit card bill and the last fill up at the port of Poulsbo didn't register as a gas station on my Chase Card, so probably wouldn't have received 4% back on it.

I imagine it would be hit and miss with marine fueling, and as it explicitly stated non-automobile as a non-qualifying you can't try to make a case for it.
You hit the nail on the head. We have the American Express Blue Preferred card with good cash back on fuel.

Of all the Marinas / Fuel docks we have filled up at, not one of them has registered as the Gas category.
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Old 06-19-2019, 09:19 PM   #7
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Haha, this is very timely, I have the Costco card and have been happy with it but have been recently wondering if there is a better overall card out there, a friend suggested looking at Clark Howard’s website as he lists some options?
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Old 06-19-2019, 11:12 PM   #8
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Our club's fuel dock is supplied by a fuel distributor that sells mainly to vehicles. Apparently Costco has not realized that when I put a few hundred bucks worth of gas through the pump it's not going into my car.
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