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06-30-2016, 09:34 PM
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#1
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Guru
City: Biloxi, MS
Country: USA
Vessel Name: Cajun Rose
Vessel Model: Biloxi Lugger
Join Date: Jul 2011
Posts: 1,351
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Any suggestions for insurance for wooden boats....
covered in fiberglass living in Hurricane riddled Northern GOM?
I've called several insurance providers for Port Risk insurance while I rebuild my boat and no one wants to cover The Rose>>>>>> Any help would be appreciated.
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06-30-2016, 11:04 PM
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#2
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Guru
City: Hotel, CA
Country: Fried
Join Date: Sep 2011
Posts: 8,320
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I'd send a private message to Peter (PauHana) and get the straight poop from him as I believe he's a marine insurance underwriter.
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Craig
It's easier to fool people than to convince them that they've been fooled - Mark Twain
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07-01-2016, 12:21 AM
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#3
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Guru
City: Caimanera
Country: Cuba
Vessel Name: Seafarer
Vessel Model: 1926 56’ Winslow RDMY
Join Date: Aug 2013
Posts: 1,196
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I have a Markel policy through Peter. 1972 wooden GB.
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What kind of boat is that?
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07-01-2016, 04:02 AM
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#4
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Guru
City: Seattle, WA
Country: Good Ol' US of A!
Vessel Name: Pau Hana
Vessel Model: 1989 PT52 Overseas Yachtfisher
Join Date: Aug 2012
Posts: 2,105
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Quote:
Originally Posted by swampu
covered in fiberglass living in Hurricane riddled Northern GOM?
I've called several insurance providers for Port Risk insurance while I rebuild my boat and no one wants to cover The Rose>>>>>> Any help would be appreciated.
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Questions-
1) Is the boat cold molded?
2) Is the construction methodology (fiberglass over wood) original to the vessel or was the fiberglass added later by a party other than the manufacturer?
2) Who is the manufacturer of the vessel?
__________________
Peter- Marine Insurance Guru & tuna fishing addict!
1989 52' PT Overseas yachtfisher
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07-01-2016, 05:32 AM
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#5
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Guru
City: Biloxi, MS
Country: USA
Vessel Name: Cajun Rose
Vessel Model: Biloxi Lugger
Join Date: Jul 2011
Posts: 1,351
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Quote:
Originally Posted by Pau Hana
Questions-
1) Is the boat cold molded?
2) Is the construction methodology (fiberglass over wood) original to the vessel or was the fiberglass added later by a party other than the manufacturer?
2) Who is the manufacturer of the vessel?
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Good Morning,
Originally the boat was cypress plank, it was built in 1953 at the Cavasovich boat yard here in Biloxi Ms. The boat was c-flexed in the 70's also in biloxi at Kramer Marine. Thanks Paul
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07-01-2016, 07:46 AM
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#6
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Guru
City: Seattle, WA
Country: Good Ol' US of A!
Vessel Name: Pau Hana
Vessel Model: 1989 PT52 Overseas Yachtfisher
Join Date: Aug 2012
Posts: 2,105
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Hi, Paul- none of the domestic markets I know of will offer coverage for a vessel that has had 'glass refit over an existing wood hull.
Some domestic markets may consider offering coverage if there is detailed documentation that the vessel has undergone significant structural refit, including extended time on the hard so the vessel planking and structure has the opportunity to completely dry prior to application of the 'glass.
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Peter- Marine Insurance Guru & tuna fishing addict!
1989 52' PT Overseas yachtfisher
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07-01-2016, 08:16 AM
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#7
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Guru
City: Biloxi, MS
Country: USA
Vessel Name: Cajun Rose
Vessel Model: Biloxi Lugger
Join Date: Jul 2011
Posts: 1,351
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That sounds like I'm up the creek without a paddle
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07-01-2016, 08:19 AM
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#8
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Guru
City: Seattle, WA
Country: Good Ol' US of A!
Vessel Name: Pau Hana
Vessel Model: 1989 PT52 Overseas Yachtfisher
Join Date: Aug 2012
Posts: 2,105
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Lloyds should have coverage options for you.
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Peter- Marine Insurance Guru & tuna fishing addict!
1989 52' PT Overseas yachtfisher
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07-01-2016, 10:25 AM
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#9
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Technical Guru
City: Wilmington, NC
Country: USA
Vessel Name: Louisa
Vessel Model: Custom Built 38
Join Date: Jan 2014
Posts: 5,454
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Ask around the shrimp boat fleet you have in the area. Many of their hulls are going to be woodies, some c-flexed. I suspect you will find the majority of those running around without insurance, or maybe just liability.
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07-01-2016, 10:58 AM
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#10
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Senior Member
City: Marathon, FL & On Loop
Country: usa
Vessel Name: Maka Honu
Vessel Model: Ta Yang, 42 Tayana PH Trawler 1976
Join Date: Mar 2014
Posts: 205
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hagerty will likely bind coverage
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07-01-2016, 01:27 PM
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#11
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Guru
City: Fort Lauderdale
Country: USA
Join Date: Jan 2014
Posts: 17,697
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Quote:
Originally Posted by Pau Hana
Lloyds should have coverage options for you.
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When all else fails....Lloyds.
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07-01-2016, 11:11 PM
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#12
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Member
City: San Diego
Country: USA
Vessel Model: Howard Custom Trawler
Join Date: Dec 2014
Posts: 15
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Quote:
Originally Posted by swampu
That sounds like I'm up the creek without a paddle
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Nah, I have a woody built in 1955 by Blanchard for the US Navy, it is also covered by Markel, so all is not lost
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07-02-2016, 01:42 AM
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#13
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Guru
Join Date: Oct 2011
Posts: 10,236
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Quote:
Originally Posted by swampu
That sounds like I'm up the creek without a paddle
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In Aust. we add to that "in a barbed wire canoe".
Sounds like you have some chances of cover after all. Something is better than nothing, especially for liability.
__________________
BruceK
Island Gypsy 36 Europa "Doriana"
Sydney Australia
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07-02-2016, 08:16 AM
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#14
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Guru
City: Biloxi, MS
Country: USA
Vessel Name: Cajun Rose
Vessel Model: Biloxi Lugger
Join Date: Jul 2011
Posts: 1,351
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Roger that,
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07-02-2016, 10:43 AM
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#15
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Guru
City: Fort Lauderdale
Country: USA
Join Date: Jan 2014
Posts: 17,697
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Quote:
Originally Posted by BruceK
In Aust. we add to that "in a barbed wire canoe".
Sounds like you have some chances of cover after all. Something is better than nothing, especially for liability.
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Well, where I grew up the creek was named....it was up s... creek without a paddle.
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